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CIBIL Score

11 Min Read Nov 06, 2026

Does Paying the Minimum Due Affect Your CIBIL Score

Does Paying the Minimum Due Affect Your CIBIL Score? The short answer is yes, in the long run and in multiple ways. It doesn't create an immediate impact

NS Credit Team

Loan Closed but Still Showing as Active in CIBIL? How to Fix It

CIBIL Score

8 Min Read Nov 03, 2026

Loan Closed but Still Showing as Active in CIBIL? How to Fix It

A closed loan showing as active is a common credit report error. It is caused by reporting delays, pending fees, duplicate accounts, data errors, etc.

NS Credit Team

CIBIL Score

10 Min Read Oct 30, 2026

Why Is My CIBIL Score Different across Apps?

CIBIL score variation across websites is normal in the 20 to 50 point range. Credit score apps in India help with credit monitoring and health

NS Credit Team

What is a CIBIL Microfinance Score and Report?

CIBIL Score

10 Min Read Oct 28, 2026

What is a CIBIL Microfinance Score and Report?

A CIBIL microfinance score is evaluated using a different proprietary model compared to the regular CIBIL score: cash flow patterns, small-ticket loans

NS Credit Team

CIBIL Score

12 Min Read Oct 22, 2026

How Buy Now Pay Later (BNPL) Affects Your CIBIL Score

Buy Now, Pay Later options are great interest-free options, if not all, for youngsters in India. It still affects credit scores and records missed payments

NS Credit Team

How Loan Enquiries Reduce Your Credit Score?

CIBIL Score

11 Min Read Oct 17, 2026

How Loan Enquiries Reduce Your Credit Score?

A loan inquiry is a hard pull the lenders perform to check your repayment ability when you apply for a loan. It can cause a 5-10 point drop in your score

NS Credit Team