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Latest insights, tips, and news to help you improve your credit health.

What is credit mix? Tips to improve credit mix

Credit Score

9 Min Read Nov 09, 2026

What is credit mix? Tips to improve credit mix

What is credit mix? A credit mix must be optimized organically. Do not force installment loans if you don't need one: revolving and installment credit.

NS Credit Team

Why Credit Awareness Matters Before Shopping

Credit Score

9 Min Read Oct 26, 2026

Why Credit Awareness Matters Before Shopping

Credit awareness has expert-proven benefits for financial products. Learn financial literacy—terminology, credit monitoring & educational resources, etc

NS Credit Team

Credit Score

10 Min Read Oct 14, 2026

Which Credit Score Do Banks Use in India? CIBIL, Experian & More

Which credit score do banks use in India? Many banks use a combination of Equifax, Experian, CRIF Highmark, or TransUnion CIBIL, but many prefer CIBIL

NS Credit Team

What is a Commercial Credit Information Report in India? Key Features

Credit Score

9 Min Read Sep 30, 2026

What is a Commercial Credit Information Report in India? Key Features

A commercial credit information report is a comprehensive record of a company’s repayment history, liquidity, vendor, and business information

NS Credit Team

Credit Score

10 Min Read Sep 26, 2026

11 Easy Ways to Improve Credit Score on a Low Income

Improve credit score on a low income by paying bills on time, taking small loans, adding monthly bills to your credit card, and maintaining account age

NS Credit Team

Credit Score

10 Min Read Sep 25, 2026

Credit Score for Home Loan: Why It Matters for Loan Approval

An ideal credit score for home loan is 750; it is important for a higher loan amount, higher eligibility & approval chances, and optimised interest rates

NS Credit Team