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CIBIL Score

8 Min Read Sep 03, 2026

Missed EMI Payment: How It Can Affect Your CIBIL Score

A missed EMI payment stays in your CIBIL report for 7 years. A single missed payment costs you 50 to 100 credit points. Know the important related terms

NS Credit Team

CIBIL Score

10 Min Read Aug 31, 2026

12 Benefits of a High CIBIL Score: Why a Good Credit Score Matters

Benefits of a High CIBIL Score 1. Lower interest rates 2. Negotiation power 3. Pre-approved offers 4. Higher credit limit 5. Lower insurance premiums

NS Solutions Team

CIBIL Score

9 Min Read Aug 25, 2026

How Loan and Credit Card Settlement Affects CIBIL Score

Credit card settlements affect CIBIL score by dropping 100 points, leading to loan rejection, and adding the settled tag for 7 years

NS Credit Team

CIBIL Score

9 Min Read Aug 22, 2026

Types of CIBIL Scores and Credit Score Ranges

The major types of credit scores in India are Experian, Equifax, and CIBIL. A good credit score range is 700+ CIBIL score

NS Credit Team

CIBIL Score

9 Min Read Aug 20, 2026

Hard Inquiry vs Soft Inquiry: Difference and Impact on CIBIL Score

Not many people know how to avoid hard inquiries while making loan applications. Hard inquiries vs soft inquiries have different impacts on credit scores

NS Credit Team