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Latest insights, tips, and news to help you improve your credit health.

CIBIL Score

12 Min Read Oct 22, 2026

How Buy Now Pay Later (BNPL) Affects Your CIBIL Score

Buy Now, Pay Later options are great interest-free options, if not all, for youngsters in India. It still affects credit scores and records missed payments

NS Credit Team

How Loan Enquiries Reduce Your Credit Score?

CIBIL Score

11 Min Read Oct 17, 2026

How Loan Enquiries Reduce Your Credit Score?

A loan inquiry is a hard pull the lenders perform to check your repayment ability when you apply for a loan. It can cause a 5-10 point drop in your score

NS Credit Team

Credit Score

10 Min Read Oct 14, 2026

Which Credit Score Do Banks Use in India? CIBIL, Experian & More

Which credit score do banks use in India? Many banks use a combination of Equifax, Experian, CRIF Highmark, or TransUnion CIBIL, but many prefer CIBIL

NS Credit Team

CIBIL Score

9 Min Read Oct 12, 2026

Safeguard Your Credit Profile: Why and How

Ways to safeguard your credit profile: multi-factor authorization, monitor and lock your credit profile, and shred or burn your old discarded documents

NS Credit Team

MSME Credit Mistakes That Can Cause Loan Rejection

Business Credit

11 Min Read Oct 09, 2026

MSME Credit Mistakes That Can Cause Loan Rejection

MSME Credit mistakes can cause loan rejection: multiple applications, delayed EMIs, high credit usage, ignoring government schemes, no business plan

NS Credit Team

Types of Business Loans in India: Commercial Credit

Business Credit

9 Min Read Oct 05, 2026

Types of Business Loans in India: Commercial Credit

Diverse and flexible types of business loans in India 1. Term loan 2. Government loans 3. Working capital loan 4. Letter of credit 5. Overdraft facility

NS Solutions Team