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CIBIL Score

9 Min Read Aug 25, 2026

How Loan and Credit Card Settlement Affects CIBIL Score

Credit card settlements affect CIBIL score by dropping 100 points, leading to loan rejection, and adding the settled tag for 7 years

NS Credit Team

CIBIL Score

9 Min Read Aug 22, 2026

Types of CIBIL Scores and Credit Score Ranges

The major types of credit scores in India are Experian, Equifax, and CIBIL. A good credit score range is 700+ CIBIL score

NS Credit Team

CIBIL Score

9 Min Read Aug 20, 2026

Hard Inquiry vs Soft Inquiry: Difference and Impact on CIBIL Score

Not many people know how to avoid hard inquiries while making loan applications. Hard inquiries vs soft inquiries have different impacts on credit scores

NS Credit Team

How to Build and Improve Good Credit With a First Credit Card

Credit Score

9 Min Read Aug 19, 2026

How to Build and Improve Good Credit With a First Credit Card

How to build credit with your first credit card involves timely payments and a CUR below 30%. Choose from diverse credit cards like Amazon Pay ICICI card.

NS Solutions Team

CIBIL Score

9 Min Read Aug 18, 2026

How to improve CIBIL score before applying for a loan

If you want a loan for low CIBIL score: rebuild credit score, pay off debt, get a co-applicant, & lower credit usage. 1. Secured loan 2. Gold loan

NS Credit Team

Credit Score

7 Min Read Aug 17, 2026

How to Rebuild a Credit Score After Financial Problems

To rebuild credit score, first pay off damaging debts and make timely payments. Apply for secured personal loans and debt consolidation to manage damages.

NS Credit Team