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CIBIL Score

9 Min Read Aug 22, 2026

Types of CIBIL Scores and Credit Score Ranges

The major types of credit scores in India are Experian, Equifax, and CIBIL. A good credit score range is 700+ CIBIL score

NS Credit Team

CIBIL Score

9 Min Read Aug 20, 2026

Hard Inquiry vs Soft Inquiry: Difference and Impact on CIBIL Score

Not many people know how to avoid hard inquiries while making loan applications. Hard inquiries vs soft inquiries have different impacts on credit scores

NS Credit Team

CIBIL Score

9 Min Read Aug 18, 2026

How to improve CIBIL score before applying for a loan

If you want a loan for low CIBIL score: rebuild credit score, pay off debt, get a co-applicant, & lower credit usage. 1. Secured loan 2. Gold loan

NS Credit Team

How Credit Cards Affect Your Credit Score: Complete Guide

CIBIL Score

3 Min Read Jul 18, 2026

How Credit Cards Affect Your Credit Score: Complete Guide

Learn how credit cards affect your credit score, including payment history, credit utilization, account age, and tips to improve your score.

NS Solutions Team

CIBIL Score

11 Min Read Jul 11, 2026

How to Increase Your CIBIL Score After a Loan Default in India

Increase CIBIL score after loan default: paying on time, check CIBIL score, clear all dues, reduce credit usage, and make a credit mix

NS Credit Team

CIBIL Score

11 Min Read Jul 09, 2026

CIBIL Score for Personal Loan: How It Affects Loan Approval in India

A CIBIL score is a small but powerful number. A person may realize this when he applies for an important loan he wanted and planned for years but gets rejected.

NS Credit Team